Due to the CARES Act I did not have to take a RMD from my IRA for 2020, so I didn't. My IRA is a non-deductible IRA. Should a Form 8606 have generated to be submitted with my return. Or is it only generated if I had taken a deduction. In years before I was required to take an RMD, my accountant always had a Form 8606 in my tax package. Thanks.