Back door conversion from traditional IRA to Roth IRA only counted the husband and not the wife

[wtang922]

Hello,

My wife and I did a back door conversion to convert 14k (7k each) from traditional IRA to Roth IRA in 2019 as both of us are over 50 years old.  We both did receive 1099-R from our broker.

Turbo Tax for some reasons only recognized the husband 7k as not taxable while the wife's 7k as taxable.

Should both contribution from the husband and wife be consider non taxable as the 14k were after-tax dollars that went into traditional and immediate converted to roth?  Me and my wife each has our own IRA and we converted separately.

[macuser_22]

It sounds like you did not properly enter the wife's non-deductible IRA contribution properly.  Was it a 2019 contribution made *in* 2019?   If properly entered, it should be on wife's 8606 (probably the 8606-S if the wife is listed 2nd on the tax return) line 1 (and not also on line 4).

[wtang922]

yes, there was a 8060-S generated for my wife in Turbo Tax.  She contribute in 2019 so there were no basic from 2018 since 2019 is when she started putting money in.

[macuser_22]

---

@wtang922 wrote:

yes, there was a 8060-S generated for my wife in Turbo Tax.  She contribute in 2019 so there were no basic from 2018 since 2019 is when she started putting money in.

---

But is the 2019 contribution on line 1 and not line4?

Compare here 8606-S with yiur 8606-T to see what is different if you did the same thing for each,

[wtang922]

Thanks macuser_22!  The 8606-T and the 8606-S inline 1 was both blank.  I went to the worksheet and entered 7000 on each and the 14k is now deductible.  Thanks very much for your time!!!

[macuser_22]

---

@wtang922 wrote:

Thanks macuser_22!  The 8606-T and the 8606-S inline 1 was both blank.  I went to the worksheet and entered 7000 on each and the 14k is now deductible.  Thanks very much for your time!!!

---

Careful...did you previously enter the contribution in the IRA contribution interview?   That is where it should be entered and not on the worksheet.   If you entered it in the interview and did not select the option for it to be non-deducible then it might also be included on Schedule 1, line 19 as a IRA deduction.

Enter IRA contributions here:
Federal Taxes,
Deductions & Credits,
I’ll choose what I work on (if that screen comes up),
Retirement & Investments,
Traditional & Roth IRA contribution.

OR  Use the "Tools" menu  (if online version under My Account) and then "Search Topics" for "ira contributions" which will take you to the same place.

[wtang922]

I checked and I am good!  Thank you!