Retirement tax questions

It sounds like you did not properly enter the wife's non-deductible IRA contribution properly.  Was it a 2019 contribution made *in* 2019?   If properly entered, it should be on wife's 8606 (probably the 8606-S if the wife is listed 2nd on the tax return) line 1 (and not also on line 4).

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**