I am retired teacher and living on my retirement pay. I can not contribute to it and am not contributing to 403.  Do I still select - I'm covered by a retirement plan at work?"
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No, you would mark no.
Once retried, you could still work part-time and contribute to an IRA, if you meet the other requirements. 
No, you would mark no.
Once retried, you could still work part-time and contribute to an IRA, if you meet the other requirements. 
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