My 2nd yr taking ROTH distribution & TurboTax ask "net regular contributions prior to 2024". How to know what was originally opened (b4 interest added) when >10 yrs old?

babs24 · ‎February 1, 2025

I don't have records for ROTHs where some were opened 20 years ago

DanaB27 · ‎February 7, 2025

Generally, it is your responsibility to track your Roth IRA contributions. You can try to check with your financial institution if they have any information.

Please note, if you are over 59 1/2 you do not need to know your net contributions and can ignore the question in TurboTax, since you met the requirements for Qualified Distributions. Your Form 1099-R should have codes T or Q.

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My 2nd yr taking ROTH distribution & TurboTax ask "net regular contributions prior to 2024". How to know what was originally opened (b4 interest added) when >10 yrs old?