My 1099-R reflects that the entire amount of the non-qual annuity was taxable. The contributions are shown. How do I entire that in TT so that only the gains are taxed?

On a non qual annuity, the contributions should be subtracted from the distribution to calculate the the gains according to the IRS Pub 575. Met-Life says that they always reflect the entire amount as a taxable amount and determing the taxable amount is left up to the individual and tax advisor. Although they did calculate the 10% tax withholding based upon the total minus the contributions. Turbotax treated the entire amount as taxable without subtracting the contributions even though the contributions are on the 1099-R. To put it more plainly, the 1099 says I received $50K Gross Distribution, $50 Taxable amount..Box 2b Total Distribution is checked , Block 4 shows $2,500 Fed tax withheld, Block 5 shows that I contributed $25K . Numbers are made up, but reflect the situation on my form. The gain in this case is 25K and should be the amount taxable, but Turbotax is treating the entire amount $50K as taxable. Is there a block or addition form that I'm missing to get Turbotax to correctly process this as a non-qualified annuity total distribution?

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