MRD Death Benefit

[gsh0318]

Received a Distribution Statement and check in 2024 as beneficiary for deceased mother in law. How is that reported in Turbo Tax?  No 1099 form received.

[DianeW777]

It depends. First check your statement to see if it indicates it's a 'substitute 1099-R. If not,, check with your plan administrator to request information as to why they did not issue a Form 1099-R to you.  The fact you did not receive one could be an indicator it is not taxable to you. However if you are referring to a required minimum distribution (RMD vs MRD) then it would seem you have a taxable transaction. 

The following articles may provide details to help as well.

• Where do I enter Form 1099-R?
• What is an RMD?

Once you have your answer please add any additional questions here and we will help.

[fanfare]

If the executor dispersed funds, you don't report that on your tax return.