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Retirement tax questions
It depends. First check your statement to see if it indicates it's a 'substitute 1099-R. If not,, check with your plan administrator to request information as to why they did not issue a Form 1099-R to you. The fact you did not receive one could be an indicator it is not taxable to you. However if you are referring to a required minimum distribution (RMD vs MRD) then it would seem you have a taxable transaction.
The following articles may provide details to help as well.
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March 11, 2025
7:16 AM