IRA withdrawal and tax

[rylescupidez]

Can I withdraw from my traditional IRA (my age is over 60), pay 0% tax now (use the money to pay off my HELOC) and pay the 20% tax (take money from my HELOC) before the end of the year (let’s say December 15)? Am I breaking any tax rule? 

[DoninGA]

Duplicate message

[Bsch4477]

What you are planning violates no tax rule. 

[Bsch4477]

One question. Is the HELOC interest rate less than the 20% tax on the IRA withdrawal? If so, why are you doing it.