IRA early distributions and First time home buying clarification

[Wholestory]

I took an early Roth IRA distribution last year to pay off my first ever home early.  Does this count as "first time home buying"?  I've been living in this home and paying the mortgage for about 12 years.  It's the first and only house I've ever bought.  I had a 15 year mortgage which I finished paying early thanks to this early IRA distribution.  Or does first time home buying apply only to down-payments for mortgages?

Note, I took out only contributions I made ages ago to this Roth IRA, and a Traditional IRA rollover I made years ago to this same account, so I'm not worried about having to pay taxes.  But I'm wondering if I should put in my taxes that the money went to first time home buying, or if I should mark it as being old contributions/rollover.

[MinhT1 · Accepted solution]

Paying off your mortgage does not qualify as a first time home purchase. You should mark your Roth distributions as contributions/rollover and there is no tax.