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I have a similar issue. I could finally find a link to submit a reissue request to Google. This is the link:
https://support.google.com/paymentscenter/troubleshooter/7542675?hl=en#ts=7542478%2C7543178
I believe the error is because I created a channel on Youtube without monetizing it. But Google somehow considered my whole account as a business one. I will update you with Google's response.
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