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If you withdrew all of the Roth IRA contribution (plus earnings) then you do not need to enter the Roth IRA contribution in the IRA contribution interview under Deductions & Credits. If you already entered it you indicate in the IRA contribution interview that you withdrew the excess contribution by the due date:
The earnings are taxable in the year the excess contribution was made.
If you made an excess contribution in 2024 and withdrew the 2024 excess Roth IRA contribution plus earnings in 2025 before the due date, then you will get a 2025 Form 1099-R in 2026 with codes P and J. This 1099-R will have to be included on your 2024 tax return and you have two options:
To enter a 2025 Form 1099-R in your 2024 return please follow the steps below:
Please be aware, code P will say in the drop-down menu "Return of contribution taxable in 2023" but you can ignore that since the follow-up question will tell TurboTax that it will be taxable in 2024.
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