If I am over 72 and took a required minimum distribution can I also make a contribution?

[Coleen3]

No, if you are referring to a Traditional IRA. You can, however, contribute to a Roth IRA.

• Roth IRA: There is no upper age limit to make a contribution to a Roth IRA. You must have earned income though. So, if neither your or your spouse are working then you cannot contribute to a Roth regardless of age.
• Traditional IRA: For a Traditional IRA, once you reach the year in which you turn age 70 ½ you are no longer eligible to make a Traditional IRA contribution.