I submitted the 1099R for receiving my RMD in 2024. Why does Turbo Tax insist that I have not done so?

[BillM223]

In the 1099-R interview wherein you entered that distribution for the RMD, there should have been a question of whether this distribution was some or all of the RMD. What did you answer there?

And where is TurboTax insisting that you did not have an RMD distribution? In the Review or elsewhere?

[reldonr]

I discovered the solution to the problem after I used the assistance of a turbo tax expert online. It turns out every time you submit a 1099R (which I did for multiple retirement pension 1099Rs), TT asks the following question without any explanation: "What is your minimum distribution?" Instead, TT should include the language: "Only include an amount in the space provided if all or part of your minimum distribution for this year pertains to this 1099R." Since TT did not offer that explanation, I provided my total minimum distribution amount for every 1099R that I submitted. This led TT to incorrectly add together the many minimum distributions so that my calculated tax (plus penalty) was more than $6000, (when I'm actually getting a federal refund).

I understand that TT decided to ask the same questions for all 1099R submissions for the sake of efficiency, but the failure to provide an adequate explanation caused me to spend the extra money to talk to an expert (who was great by the way and needed to really do some sleuthing to figure out the problem). TT needs to fix this problem for 1099Rs! Efficiency at the expense of effectiveness.

[mr11]

Same or similar question - 

I received an RMD which is on a 1099-R and was taxed. But when you get to the RMD field, it would seem you should enter what was indeed paid out but when doing so you get whacked with a huge penalty. Why would you get a further hit on a death related RMD?? And are you supposed to report the RMD this way or is it saying that you should report only that which you were supposed to get an RMD for and did not??

[mr11]

So here's something strange. After being in and out of the income section for the IRA/RMD, it finally leveled out. IDK, I've been in several other TT areas where tax will count up only to be removed after a later confirmation question but I should have been past that...