I contributed to a Roth IRA in CY2024 but had no income then withdraw it and earnings in CY2025

I contributed $3000 to a Roth IRA in CY2024. It gained about $800 that year. I had no earned or other income. I did not file Fed income taxes in CY2025 since I had no income. Then in July 2025, I withdrew the $3,000 plus $800 as an excess contribution. I started contributing to a Roth IRA 1/1/2020 so through 12/31/2024, so I have been in a Roth for 5 years. Questions on how to handle.

(1) Should I file my taxes for CY2024 and show no income (so I do not pay or receive from Feds)?

(2) Do I submit form 5329 with the form1040 in 1 above? On the 5329, do I report the $3,000 excess contribution withdrawal of $3000 and pay the 6% penalty, and then pay a10% fine on the excess withdrawal of the $800 in gains? I read that if you have been in a Roth for 5 years you should not have to pay a penalty on the excess contribution.

(3) How do I handle 2025since I did not withdraw until 7/2025? Advise and thanks.

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