I am 76 years old, can I open a Roth IRA?
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I am 76 years old, can I open a Roth IRA?

I am 76 years old, can I open a Roth IRA? 

2 Replies
Level 15

I am 76 years old, can I open a Roth IRA?

Do you have income from working?
Level 15

I am 76 years old, can I open a Roth IRA?

There is no upper age limit to make a contribution to a Roth IRA.

You must have earned income, though. So, if neither your or your spouse are working, then you cannot contribute to a Roth regardless of age.

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