Filing Jointly, My Wife gets SSA

[robertjonesjr6717]

We file a joint return.  I am still working, but my wife receives SSA benefits.  Do we need to list our SSA payments on the joint account?  If I complete the form on the back of the SSA form, it states her income doesn't require any taxes need to be paid.

Thanks

[rjs · Accepted solution]

Yes, you have to include your wife's Social Security benefits, and yours if you also get Social Security. On a joint return you must include all the income for both of you.

The worksheet on the back of Form SSA-1099 says "If you plan to file a joint income tax return, include your spouse's amounts, if any, on lines A, C, and D." (You're the spouse.) Did you do that?

[SweetieJean · Accepted solution]

And if you are thinking about filing  Separately, don't. There are rules in place that will make some of her Social Security taxable anyway.

[robertjonesjr6717]

Thanks for your response.  Greatly appreciated.

[robertjonesjr6717]

LOL.  You must have read my mind.  

Thanks!