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In the Retirement Savings Contribution section just indicate that you are a Student so you will be eligible for the credit and you will not have to upgrade.
You can choose not to take the credit if you choose not to.
This seems like a shady tactic to the system if it's not a glitch, where if the user doesn't actually get any credit back from the Retirement Savings Contribution Credit, they shouldn't then be prompted to upgrade to Deluxe anyway. If the user did get money from that, then great, maybe there's incentive to go to Deluxe. But it costs more unnecessary money to upgrade to Deluxe where there isn't any refund benefits in doing so.
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