Do I have to enter an IRA somewhere on my 1040 if there wasn't any money taken out in 2020? If so, where would I enter it?

[mstanczak1]

The money was rolled over from a 403b account into an IRA. So money went into the IRA but none was taken out.  I only received a
 Form 5498.

[macuser_22]

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@mstanczak1 wrote:
The money was rolled over from a 403b account into an IRA. So money went into the IRA but none was taken out.  I only received a
 Form 5498.

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Yes.  A 1099-R is required and it must be reported.    Contact the trustee of the 403(b) plan for the 1099-R.  They were required by law to get it to you not later than Jan 31, 2021 - perhaps it got lost in the mail or they had an incorrect address.

[Rowley · Accepted solution]

I'm new at this, but my guess is that you do not have to report anything if nothing was taken out as long as you did not get a 1099-R.  This may not be the same thing, but my wife did not get an automatic distribution from her 403B in 2020 because of the rule change in the CARES act, so she did not get a 1099-R.  You may/should have received a 1099-R from your rollover into a qualified IRA (I had one for an ESOP plan rollover).  I reported the 1099-R but since it went into a qualified IRA it was not taxable and TurboTax properly handled this.

[macuser_22]

If there was no distribution then there is nothing to report.   You only report distributions whether you received the finds or roll it over.

A rollover must be reported or the IRS will assume it was not completed and bill you for tax on the entire amount.        ANY distribution (rollover or not) requires a 1099-R to be issued.

Nothing in the CARES act eliminated the requirement for a 1099-R.   If the money was returned to a qualified retirement account under the CARES act then a 8915-E form must be included reporting that which is part of the 1099-R interview.