Can we enter our 2018 traditional IRA contributions as ROTH contributions if we'll recharacterize them as such before 4/15/19? Our 2018 AGI is under the ROTH threshold.

[macuser_22 · Accepted solution]

No.  You enter the Traditional IRA contributions as Traditional IRA contributions and say in the interview that you "switched" to a Roth which is a recharacterization.   Enter an explanation statement.    The IRA custodian will report the recharacterization to the IRS and you must also report it.

Enter IRA contributions here:
Federal Taxes,
Deductions & Credits,
I’ll choose what I work on (if that screen comes up),
Retirement & Investments,
Traditional & Roth IRA contribution.

OR  Use the "Tools" menu  (if online version under My Account) and then "Search Topics" for "ira contributions" which will take you to the same place.