Can I make 401(K) catch up to employer 401K not reported at W2 between Jan 1 and April 17?

IGISE · ‎June 1, 2019

HelenC1 · ‎June 1, 2019

No, catch-up contributions must be made before the end of the plan year. It's too late to make catch-up elective deferrals for 2019. Any elective deferrals you make from your pay in 2019 will be deferrals for 2019, not 2018.

For additional information, see the IRS article Retirement Topics – Catch-up contributions.

[Edited 3-10-2020|6:32 am PST]

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View solution in original post

HelenC1 · ‎June 1, 2019

No, catch-up contributions must be made before the end of the plan year. It's too late to make catch-up elective deferrals for 2019. Any elective deferrals you make from your pay in 2019 will be deferrals for 2019, not 2018.

For additional information, see the IRS article Retirement Topics – Catch-up contributions.

[Edited 3-10-2020|6:32 am PST]

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"

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Can I make 401(K) catch up to employer 401K not reported at W2 between Jan 1 and April 17?