At age 72 I do not need to be taxed on distributions. So line 2a on my Pacific Life form is 0.00 therefore my amount on 1099-R is not excepted. So I cannot rifle???

[xmasbaby0]

Why do you think you do not pay tax on distributions from your retirement account because you are 72?  

[JohnB5677]

There are several issues here.

• Yes, your Pacific Life retirement income is taxable.
• Age 72 is the age that you must start taking minimum distribution from retirement accounts, it does not exempt you from taxes.
• You may also be taxed on your Social Security. The base amount for your filing status is:
  • $25,000 if you're single, head of household, or qualifying surviving spouse,
  • $25,000 if you're married filing separately and lived apart from your spouse for the entire year,
  • $32,000 if you're married filing jointly,
  • $0 if you're married filing separately and lived with your spouse at any time during the tax year.
• If you exceed those threshold numbers you will be taxed on part of your Social Security

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