Aggregating IRA distributions

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Explain what you mean and what your questions is.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**

What is your question about it? Yes you only have 1 IRA even if they are in different accounts. Do you need to take the RMD? Once you determine a separate required minimum distribution from each of your traditional IRAs, you can total these minimum amounts and take them from any one or more of your traditional IRAs.