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joho3
Returning Member

1099R

I received a requested minor distribution in 2025 from my IRA.  I am over 59 1/2 and the entire amount should be taxable to me.  I did not roll it over.  The 1099R shows Code 7 (normal distribution) and the IRA box is checked.  the box "taxable amount not determined" is also checked! However, turbotax is saying that it is nontaxable.  I do not think this is correct.  Is the program wrong or am I entering it wrong!

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2 Replies
rjs
Level 15
Level 15

1099R

It's normal for "taxable amount not determined" to be checked for an IRA distribution. The IRS instructions for Form 1099-R say to check it.


On the 1099-R the taxable amount in box 2a should be the same as the gross distribution in box 1. Did you enter both amounts that way?


Where and how does TurboTax say the distribution is nontaxable?


Look at your Form 1040. What are the exact amounts on lines 4a and 4b. If this is your only IRA distribution, line 4a should be blank and line 4b should be the amount from boxes 1 and 2a on the 1099-R. The amount on 1040 line 4b is taxable. Are any of the boxes checked on line 4c? If so, which one?

 

joho3
Returning Member

1099R

Yes I entered the amounts the same in box 1 and box 2a.  The amount on 4a is the distribution and the amount on 4b shows as zero. Nothing checked in box c. Doesn't make sense.

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