I have a ROTH IRA with INVESCO which I have had for more than 5 years. I am under the age of 59 1/2 and I am fully disabled and collecting SSA disability benefits. I requested INVESCO to distribute funds from my account but they claim they can only code the distribution as a code J on my 1099R from them. It is my understanding from the IRS instructions for 1099R and 5498 that my situation is a code Q for a qualified distribution for a participate under the age of 59 1/2 with a 5 year holding period requirement met and is disabled. What are my options? Is there action I can take to get INVESCO to properly code my 1099R or is the something that I will have to do after they issue the incorrect 1099R?
Thank you in advance