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I just tried the suggestion "I would suggest that if your Column C is $0, enter the amount you were reimbursed each month by your HRA instead.: this resulted in OWING more than $1,000 when I do not owe this. 

To enter clergy housing allowance as a retired minister, refer to the TurboTax Help article:   How do I enter a parsonage or housing allowance on a 1099-R?   Ministers and Clergy can exclude from their income:   A rental allowance  The fair rental value of a personage that is provided to pay for their services If the church provides a residence, you can exclude from gross income the fair rental value of the house, including utilities, furnished to you as part of your earnings If you pay for the utilities, you can exclude any allowance designated for utility costs, up to your actual cost. For additional information on, refer to the TurboTax articles: Ministers and Taxes and Is a parsonage or housing allowance deductible?   

TurboTax automatically calculates the additional senior deduction based on your date of birth and your income. You will see it on Schedule 1a, line 13b of your 1040 form. There is nothing extra that you need to do.    Taxpayers who are 65 and older may qualify for the additional deduction of $6,000 ($12,000 for MFJ).  To be eligible for the additional deduction, you must meet the eligibility criteria below: Be 65 or older by December 31, 2025 File Married filing Jointly if married Modified adjusted gross income under $75,000 ($150,000 for MFJ).  The deduction phases out for taxpayers above this income Review the TurboTax articles Tax Counseling for Seniors and the IRS Fact Sheet Deductions for Seniors for more information.

I assume that this is more than just the last month's benefit payment.  If that is correct and the payment represents a one-time payment of retroactive benefits covering multiple months or years, then yes, they are a lump-sum payment.  If the payment only covers a single or a few months benefits (as opposed to multiple years) then I would skip the lump-sum payment section and having to figure the tax as if it was received in a previous year(s).  If it says Benefits for 2025, you would have to put 2025 for the year.

How to Report Points in TurboTax Locate 1098 Entry: Go to Federal > Deductions & Credits > Mortgage Interest and Refinancing (Form 1098). Add/Edit Lender: Review your lender information and select "Edit" or "Review". Find Points Section:Continue through the interview until the screen "Did you pay points in 202X...?". Enter Details: Choose the option indicating you paid points (e.g., "I paid points when I... purchased [or] refinanced"). Verify Amount: Enter the points amount listed in Box 6 of your Form 1098. If they are not on the 1098, you can add them in this section. 

OK, so that did what you described. When I set her NM residency status to full-year, TurboTax did indeed generate the worksheet to calculate the credit for tax paid to CA. It also required (rightly if that were truly the situation) that the PIT-B calculation use the full amount of her total federal income. This of course includes income from MA when she was officially domiciled there, and not domiciled in NM any longer (relinquished NM license, changed voter reg., etc.). And yes, TT produced a second worksheet for the MA tax credit which calculated enough to zero out NM's claim to any.   But I can't actually use the suggested workaround for filing her tax returns, because I'd have to lie about her NM residency status to achieve this. She was not in fact domiciled for tax purposes in NM for the full year, and since both other states' returns have to be attached to the NM return to support the credit amounts claimed, the NM TRD will see that overlapping-domicile discrepancy (because the MA one has to be part-year resident). I have no idea what they might do about it, but it is a crime to knowingly submit a false return.   After trying the above, I changed her NM status back to part-year residency to see what would happen. The result was the same as before: TT kept the PIT-B and allowed allocation of only part of the total federal income to NM, but it deleted *both* credit worksheets. This is the heart of the problem, because the instructions for line 20 on the PIT-1 form itself say,   "Credit for taxes paid to another state. You must have been a New Mexico resident during all or part of the year. Include a copy of other state's return."   NM does allow this credit for double-taxed income received during the period that the taxpayer was a NM resident, even if that was only part of the year. Therefore TT *should* still generate the appropriate credit worksheet - preferably automatically, but at least ask if it's needed and/or for which state/time period. It does nothing of the sort, and apparently there's no way to tell it to provide one. The bottom line is that this is definitely a bug in the way TT is handling part-year NM residents that is contrary to NM's instructions.    So how do I get this return into a condition where I can file it with the correct information *and* get the credit for CA tax that NM says she's entitled to?    Thank you very much.