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Yes, your mother will need to file a tax return to get a refund of the withholding from her life insurance dividends.  Additionally, if the dividends that were paid to your mother exceeds the filing threshold, she would need to file a return. For a MFJ couple over 65 the income threshold is $34,700. Their social security payments will be included in their Modified Adjusted Gross Income (MAGI) if their total income (half of their Social Security benefits and other income sources) exceeds $32.000, then a portion of their social security income is included in their gross income.   Refer to the IRS article Who must file a tax return for additional information.   Refer to the TurboTax article Where do I enter my 1099-DIV in TurboTax Online? for detailed navigation instructions.   Refer to the TurboTax articles Is my Social Security income taxable?, How does receiving Social Security affect my taxes? and  When Does a Senior Citizen on Social Security Stop Filing Taxes? for additional information.

If you need to amend your tax return to correct it for the overtime deduction, you must wait until your return is fully processed and you have received your refund before preparing and e-filing your amended tax return.   Once your tax return is fully processed, to amend your return using TurboTax Online you will: Log in to your TurboTax account. At your homepage, look for "Your tax returns & documents" and select the correct tax year. The you will select the "Amend (change) return" dropdown and in the dropdown choose "Amend using TurboTax Online". Follow your prompts, and select your reason for amending. Make your corrections, and make your corrections. To correct ‌your  overtime deduction, you can: Select "Edit" next to the W-2 for the employer where you worked overtime. And then  Enter your Overtime: Continue through the screens until you reach "Let's Check for Other Situations." Check the box for Overtime. Calculate/Enter Amount: Use your final 2025 pay stub if necessary to enter your qualified overtime premium. If you don't know it, choose "Help me calculate my overtime". Complete 1040-X: TurboTax will guide you through filing Form 1040-X, the amended return   Make sure to review your return before filing and then  follow the prompts to e-file or print and mail Form 1040-X to the IRS.    You will be able to track your amended return using this link  Where's My Amended Return? on IRS.gov. Click here for additional information regarding filing an amended return

If you're looking for how to determine sales tax as an itemized deduction on your return, follow these steps for the online TurboTax:   Click on Deductions & credits on the left side menu Scroll down to the section Estimates and Other Taxes Paid, then click on that to expand that section Click on Start for Sales Tax You'll have the option to estimate the sales taxes you paid or enter actual sales taxes paid (useful if you bought a big ticket item, like a car) For the option to estimate sales tax, after entering your state and sales tax rate, you be presented with the amount of the sales tax deduction.   For Desktop TurboTax:   Go to the Personal tab, then click on Deductions & Credits. Scroll down to Estimates and Other Tax paid, then click on Start to the right of Sales Tax You'll have the option to estimate the sales taxes you paid or enter actual sales taxes paid (useful if you bought a big ticket item, like a car) For the option to estimate sales tax, after entering your state and sales tax rate, you be presented with the amount of the sales tax deduction. If you have additional questions or this didn't answer your question, please provide as much detail as possible with your reply - this will help us to better help you.

If your Part D premiums were taken directly out of your monthly check, they should be listed on your Form SSA-1099.   Go to Federal > Wages & Income. Scroll to Retirement Plans and Social Security and click Start/Revisit next to Social Security (SSA-1099, RRB-1099). Enter the amount from your SSA-1099. After entering the main benefit amount, TurboTax will show a screen asking for Medicare premiums deducted from your benefits. Enter the Part D amount here. Note: TurboTax will automatically "carry" this amount over to your medical deductions for you. Do not enter it again in the medical section or you will double-count it.   You paid the premiums out-of-pocket If you paid your Part D plan directly (by check or credit card), you enter it as a medical expense.   Go to Federal > Deductions & Credits. Scroll down to Medical and click Start/Revisit next to Medical Expenses. Proceed through the interview (you can skip types of expenses you didn't have) until you reach the screen titled "How much did you spend on insurance premiums?" Enter your total Part D premiums in the box for Medical insurance premiums. These expenses are Itemized Deductions. If your standard deduction is greater than your itemized deductions, you won't see a difference in your tax return. Also, the IRS only allows a deduction for the portion of your total medical expenses that exceeds 7.5% of your Adjusted Gross Income (AGI). If your total medical costs are below that amount, you won't see a change in your tax due either.       

No, the inherited Roth IRA was from a relative who died in 2012 so it follows the “old rules.” This allows me to stretch it over my lifetime and is not subject to the 10-year rule. I took the required RMD (as I have every year) and it tax free, being a Roth IRA. They must have changed their program this year since this was always correct previously. I was able to go to forms and opened 5329 Additional Taxes and was able to click some more boxes like “This is a Roth IRA” and something about the amount distributed is the amount required (I can’t remember the exact terminology), and it recalculated and eliminated the penalty as it should.  So I found a work around, but I shouldn’t have had to. 

Medicare Part D premiums can be claimed as Medical expenses.   You can claim all medical and dental bills, prescription drugs and health insurance premiums paid out-of-pocket as Medical Expenses in Schedule A - Itemized Deductions.   The IRS has an extensive list of what you can and can’t deduct.   For tax year 2025, Medical Expenses are subject to the 7.5% rule and you can only claim the excess over 7.5% of your Adjusted Gross Income.   Please note that Itemized Deductions will only benefit your taxes when they exceed your standard deduction.   For tax year 2025, standard deductions are: $31,500 for married couples whose filing status is “married filing jointly” and surviving spouses; $15,750 for singles and married couples whose filing status is “married filing separately”; and $23,625 for taxpayers whose filing status is “head of household.”   The additional standard deduction for a blind taxpayer—i.e. a taxpayer whose vision is less than 20/200— and for a taxpayer who is age 65 or older at the end of the year is for each instance: $1,600 for married individuals; and $2,000 for singles and heads of household.   A new, temporary additional deduction of $6,000 for those aged 65 and older (or $12,000 for a married couple if both qualify) is also available for tax years 2025 through 2028. The deduction begins to phase out at income greater than $75,000 and $150,000 if you’re married filing jointly. This is in addition to the standard deduction or itemized deductions.    Here's how to enter your medical expenses in TurboTax: Open or continue your return. Navigate to the Schedule A section: TurboTax Online/Mobile: Go to Schedule A. TurboTax Desktop: Search for Schedule A and then select the Jump to link.