Are you possibly adding up all of your itemized deductions without taking into consideration that many itemized expenses have limits or thresholds based on your AGI? Because of IRS limitations, itemi...
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Are you possibly adding up all of your itemized deductions without taking into consideration that many itemized expenses have limits or thresholds based on your AGI? Because of IRS limitations, itemized deductions don't always add up dollar to dollar.
Medical expenses: only the portion of medical and dental that is great than 7.5% of your AGI is deductible.
State and Local Taxes (SALT): For 2025 and 2026, the maximum SALT deduction is $40,000 for MFJ, Single, and HOH ($20,000 for MFS).
Mortgage interest: this varies depending on when you took out the mortgage. But if it was after 2017, for MFJ, Single, and HOH, the debt limit is $750,000 ($375,000 MFS).
Charitable contributions: Generally, this is limited to 60% of AGI for cash gifts and 30% of AGI for non-cash donations.
How to check your itemized vs. standard deductions:
First, in TurboTax Online, double-check all entries in itemized deduction categories. Then, go to Tax Tools > Tools > View Tax Summary. This should give you a comparison between itemized and standard deductions, as well as your AGI.
If you still feel that the itemized deduction would be better, you can manually override. Go to the Deductions and Credits section. When you get to the screen that says, "Based on what you told us, the standard deduction is best for you", look for an option to "Change my deduction" and manually select itemized. Caution: This may result in a higher tax bill.
If you still feel there is an issue, contact TurboTax customer support to check for technical issues.