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The Bureau of the Fiscal Service (BFS) will send you a notice if an offset of your tax refund occurs. The notice will reflect the original refund amount, your offset amount, the agency receiving the payment, and the address and telephone number of the agency. BFS will notify the IRS of the amount taken from your refund once your refund date has passed.    You should contact the agency shown on the notice if you believe you don't owe the debt or if you're disputing the amount taken from your refund.    If you don't receive a notice, contact the BFS's TOP call center at 800-304-3107 (or TTY/TDD 866-297-0517), Monday through Friday 7:30 a.m. to 5 p.m. CST.   For more information, read this Treasury document.

Take a look at the following TurboTax help articles for guidance to enter your mortgage interest information and your Form 1099-R information:   Where do I enter my 1098 mortgage interest statement?   Where do I enter my 1099-R?  

First, if your Social Security income is not being taxed and it should be, review your answer to the question about living in a certain foreign country during 2025.  This comes up just after you enter your Social Security income.   If part of your income comes from long-term capital gains, then the total is added to your income on Form 1040 line 7.    But, it is taxed at a lower rate than simply looking at the tax tables.   There is a separate worksheet called the Qualified Dividends and Capital Gains Tax Worksheet that applies that lower tax rate to the capital gains.  Without going into great detail, this worksheet separates your capital gains from the rest of your income and applies the capital gains rate to the capital gains income (which is lower than the ordinary income tax rate).  Then your total tax amount is reported on Form 1040 line 16.   You can see this worksheet by using Forms in the upper right corner of the TurboTax desktop version, or by looking for it when printing your return if using TurboTax Online.   When you look at this worksheet, pay attention to lines 23 and 24.  The tax calculated on line 23 takes into account the capital gains tax.  The tax calculated on line 24 comes directly from the tax tables.  Then, the lesser of those two lines is reported on line 25 and Form 1040 line 16.  Therefore, if the capital gains tax rate gives you a lower overall tax, then that is the tax on your Form 1040.   @Stumbles   

You can change your residence dates by taking the following steps:   Go to the Personal profile screen, scroll down to Other State Income, and select Edit. On the Did you make money in any other states? question, answer Yes and make sure the applicable state(s) are selected from the drop-down. Select Continue to return to the Personal profile screen. After you finish your federal return, you'll automatically move to the State taxes section, where you'll see your nonresident state(s) listed in addition to your resident state.   Tip: To ensure accurate calculations, always complete the nonresident return first if filing in multiple states because your resident state might give you a credit for any taxes paid in that situation.  

Entering 'second home' as the investment type implies that it was a home that you used personally as your second home.  Since you never lived in the property, use 'other' as the investment type with all of your other entries remaining the same.  This will allow you to claim the loss from the sale of the inherited home.

@ sambadiagne01  asked:  "How do I e file without the forced upgrade to premium?"   Please explain how you are using the word "Premium."   Are you referring to the product edition called Premium--an upgrade from the Deluxe edition?           Or are you referring to the Premium Services Bundle (with a $45 service fee), which filers in California have to purchase if they want to pay the TurboTax fees out of the Federal refund?    If you are a California filer and referring to Premium Services, you can remove that option and pay your TurboTax fees upfront by using a credit card, debit card, or a prepaid debit card you can buy in a store.   That will avoid the $45 service fee.  If that's what you are asking, we can tell you how.   Or are you asking about the Premium product edition?   What product edition is currently showing in the top left corner of your Online TurboTax account?  If it's trying to make you upgrade from Deluixe edition to Premium edition, then there must be something in your return that requires Premium edition, such as self-employed business, investment gains/losses, rental/royalty income, or the need to enter a K-1.   We can tell you more, but we don't yet know which of those "Premium" usages you are referring to. 

@ sggapuzan  "How to start a new tax return" can be interpreted a couple of different ways.   You should clarify what you meant.   Did you mean you want to start a new tax return for a different person?  Or are you asking how to clear your own return and start it over with a fresh return? You mentioned Tax Tools in your question. Why did you mention that?  Are you wanting to erase your return and start over from scratch?

The Health Savings Account (HSA) section of TurboTax includes information about distributions from your HSA as well as contributions to the HSA.     Use the following steps to go to that section of your return:   Go to the Deductions & Credits section Scroll down to the HSA, MSA section Click Start or Update Be sure to check the box that you have an HSA account Go through the screens asking about receiving Form 1099-SA reporting distributions Next, you will be asked about  contributions  that were made to your HSA, either by you or through payroll deductions.  (This box is just below the amount that was reported on your W-2 in box 12 with code W)

If you are using TurboTax Online, you cannot prepare and file a tax return for another person using an existing TurboTax account. You'll need to create a new account, distinct from the account you used to file the first return.   If you are using TurboTax Desktop, you can start a new return by clicking on Start a new return on the Welcome page of TurboTax.   Please read this TurboTax Help topic on how to start a new tax return for another person.

Your state estimated tax payments will serve as a credit your state tax liability and have to be entered on your tax return.   You enter your state estimated tax payments in the Federal section and they will flow through to your state return.   In TurboTax Online, you can enter the state estimated taxes you paid by following these steps:   Open your tax return Click on Federal in the left-hand column, then Deductions & Credits  Locate the section named Estimates and Other Taxes Paid and click on the arrow on the right  Click on Start next to Estimated Tax Payments On the next page, click Start next to State estimated taxes for 2025.