When you look at your 8889, line 3 will have your annual HSA contribution limit, which will be zero in your case for saying that you did not have HDHP coverage in any month.
Note that the line ...
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When you look at your 8889, line 3 will have your annual HSA contribution limit, which will be zero in your case for saying that you did not have HDHP coverage in any month.
Note that the line 3 amount can be changed on the subsequent lines, like if you are under a Family HDHP plan or are 55+, but what you are asking about is line 3. But not to worry, since line 3 is correct, the rest of the numbers will be correct, and you won't have to tell the IRS anything.
Yes, if you file by mail, you likely leave line 1 blank, but we have to give you this workaround to get you to e-file. Note that the IRS Instructions do not address this situation.
@BlindFaith