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If you are choosing to pay the fees for preparing federal and state returns by paying from your federal refund, you are also taking on an extra "refund processing fee" charged by the third party bank.   If you choose refund processing instead of paying upfront with a credit or debit card it will cost an extra $40.   If your refund is enough to cover your TurboTax fees PLUS the extra “refund processing” fee of $40 ($45 in CA) and your forms are ready then when you are in the FILE section you can choose to have your fees deducted from your federal refund by a third party bank, who will take out your fees and send you the rest of your refund after the IRS issues the refund.    Please make note that if your refund takes too long to arrive (IRS delays, etc.) then you will also be agreeing that the TurboTax fees can be extracted from your bank account even before your refund is issued by the IRS.  This comes as an unpleasant shock to many people every year.      If you can possibly pay your fees upfront using a debit or credit card, it will save you that extra fee and even more importantly, the possible aggravation and delays that are often the result of poor handling/poor customer service by that third party bank.  We see way too many instances where refunds are delayed for months when users choose refund processing. There have been lots of complaints; there are a number of things that can go wrong when you use refund processing.  I suggest avoiding that situation if at all possible.     And....you can never pay state tax due from a federal refund, so do not expect that.   The state tax due has to be paid directly to your state.     What is Refund Processing Service?     How can I see my TurboTax  fees?      https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/review-fees-turbotax-online/L1XnIzgzg_US_en_US?uid=m682vq7k        

I didnt have to go to forms for this EVER in previous years - I could select it from the list of 1099R from 2024.  When I select the pencil for edit it starts the whole 1099R section over !!  This is a NEW BUG

A stock sale generates income based on the profit.  So when a stock is sold you take the sales price and subtract the amount that was paid for it (often called the basis) and whatever's left you have to pay taxes on.   In your case the amount paid for all these shares is whatever they were worth on the day that your mother died in 2003.  Then they were sold for $71,000.  Estates pay 40% in taxes on earnings so the estate return should show that the profit on the sale of these stocks was around $35,000 or so.  That means the total value of the stocks in 2003 was about half of what it was in 2025.  Which seems fair.   You can save some money on the tax bill to the government by issuing K-1s from the estate to you and your two brothers and whatever other heirs there are for their shares of the sale.  The heirs will pay between 10 and 20% in taxes on the amount of profit instead of 40%.

That is not a valid code on the 2025 W-2s.  That is for 2026 W-2s.   That is the code that will be used in 2026 for qualified tips and you can look for the section that asks about the new tip deduction.

You used the Deluxe online edition for your federal tax return - $49 You used a state program for your state tax return - $39 You requested to have your TurboTax account fees paid from the federal tax refund - $40 service charge.   See this TurboTax support FAQ for how to remove unwanted fees - https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/reduce-fees/L3Kp3yEYs_US_en_US

I signed up for email updates. Got message from Support Customer Service at 11:06 edt that form 5695 was in newest update which is 'ready' in their terms.. 2 hours later, no update available.  I'm on Deluxe v 025.000.0230 which installed Wed/Thursday, can't remember.

@rgaryboyd  Depending on your age at retirement you possibly have used up the age calculated deduction of the non-taxable portion of your contribution to your annuity. If you are in your mid to late 80's this would explain this. It is based on life expectancy.  Use the worksheet in Pub 721 to prove.  https://www.irs.gov/forms-pubs/about-publication-721