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Thank you so much for all the information!   One more clarification: if I then report the "split" on the 2026 tax return next year, $1,450 being distribution code 2 and $3,550 being distribution code 6(?), isn't that technically incorrect given the withdrawal was made before April 15?   Also, how do I convince Turbo Tax to add either amount back to taxable income? (given it was put in my HSA pre-tax, I now owe tax on it as regular income) Do I manually add it to the amount from W-2 Box 1?

  It does appear to be a stuck number issue. I was concerned I'd be chasing my tail with this one (and wasting both of our limited time), so just reset the tax return and re-entered everything (it didn't take nearly as long since I had recently entered everything). It worked perfectly and now everything lists correctly. The app properly allowed me to enter contributions under my name. I would go through the interview process again to see if the contributions can be edited, but am too afraid to break things again. I really hope TT fixes this in the future as it wasted a lot of our time and I'm not the only one who encountered it.   I appreciate all the help, especially on a Friday. I was about to jump ship to another tax service until you chimed in and started providing all of that support.

If you did not claim an itemized expense for it in 2024, do not report it as income because you had no tax benefit.  Even though you reported this on your Arizona return, the deduction only matters if it actually reduced your taxable income, and it didn't.    Arizona medical deductions are tied to your federal itemized medical expenses. If you didn’t itemize federally, then your medical expenses did not flow through Schedule A,

I have the same problem with TurboTax Deluxe Online.  It appears that even though I did not enter any payments or withholding information for 2026, it used the withholding information from 2025 when calculating 2026 estimated payments.  This caused the vouchers for 2026 to be way too low to avoid penalties in 2026.  

Yes, for that part of the year that you were resident in Colorado. See line 31 on form 104PN.   It does not matter what state you were in when you took the distribution, only that you resided or had income in Colorado for at least part of the year.

This was working so well before your multiple updates. I should not have to save as a print pdf and then print it. It seems the prices of the product should give me a better experience and not one of going backwards. Please fix or at least restore the program. And please stop upselling the Acrobat product.  

TurboTax may think you’re trying to claim a deduction for an expense already paid with tax-free HSA funds.    Why the Software is Redirecting You When you have a 1099-SA, it means you took money out of an HSA or MSA. The software needs to reconcile those distributions before it lets you list itemized deductions on Schedule A.  You cannot itemize medical expenses that were paid for using HSA funds. Since HSA funds are already tax-free, the IRS doesn't allow a second tax break on that same dollar.  The 7.5% Threshold: You can only deduct out-of-pocket medical expenses that exceed 7.5% of your Adjusted Gross Income (AGI). If your total expenses (after subtracting what the HSA covered) don't meet this floor, the software might be trying to tell you the deduction won't count anyway. How to Break the Loop To get past the 1099-SA screen and into the Itemized Deductions section, try these steps: Complete the HSA Section First: Ensure you have finished the "Medical" or "HSA" interview completely. You must confirm that the 1099-SA funds were used for "Qualified Medical Expenses." If there is an unmatched amount or a penalty hanging, the software won't let you move to Schedule A.  When you finally get to the Medical Expenses entry screen, do not include the amounts paid by your HSA. Example: If your surgery cost $5,000 and your HSA paid $2,000, you only enter $3,000 as an itemized deduction.   Check for a "Form View" (if using desktop software): If you are stuck in a loop, switch to "Forms Mode" and look at Form 8889 (HSA) and Schedule A. Sometimes seeing the specific line that is triggering the error helps you realize which box is missing a checkmark.   Before you spend too much time fighting the software, do a quick manual calculation:   Take your AGI (e.g., $60,000). Multiply by 0.075 ($4,500). Are your non-HSA medical expenses higher than that number? If you answered No, the software may be looping because this deduction doesn’t change your return. It should let you know instead of sending you back to the 1099-SA.

Thanks... the estate filed its required forms.  I'm just trying to account for the money I received out of the sale of house through the estate. and to note,  there is some capital gains on the house sale, my portion of the capital gains is like $30k.  So that's the income I'm trying to enter using TT Premier.