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this seems to indicate that the full CSV is $15K which will be compared to premiums paid. However, there may be a portion of the premiums that does not count, such as any portion for term insurance, which is common. For questions, call the company 

The 1095-A is not sent to the IRS with your 1040. The policy number is only reported if there's a policy allocation and that's entered manually in the allocation section. The IRS instructions specify a 15-character limitation 

Only the FTB can answer why it took 4 years, and what was found that wasn't reported. However, did you independently verify the phone number before calling by going to the FTB website to make sure the bill is not a scam? 

The message I got was that the crypto section is not ready. Says by February, but updates have been late. Also, I don't see anything that suggests you have anything to report. I see only buys.        

Sorry----you misunderstood.  You get one return with online TurboTax---not five.   With online software you are charged a fee for each return.   That is one of the huge differences between desktop download and online software.   Th current offer to switch from the download that you cannot use since your PC does not meet the system requirements gives you one federal and one state return.   The normal pricing structure of online is that you pay separate fees for federal and state.  Your "deal" is that you are getting federal and state without an extra fee for the state return.

Can I make a single Q4 estimated tax payment of $10,000 to cover the shortfall and still avoid penalties? Does the fact that a large portion of my income was earned in Q4 allow this even though earlier quarters were $0? As to taxable income, the default is that 1/4 is deemed earned in each period.  You can use the annialized income installment method (AIIM) for all periods if that reduces the underpayment of estimated tax penalty. see page 3 of the 2210. https://www.irs.gov/pub/irs-pdf/f2210.pdf  As to withholding, the default is 1/4 is deemed paid each period. You are allowed to use actual for each period. As for estimates, they only count for the period for which they are deemed paid, which generally means they must be paid no later than the 15th of the month following the close of the period (the periods end on 3/31, 5/31, 8/31 and 12/31)    So the answer to your question is yes (or maybe - see below), but you must use the AIIM    I suggest using the 2210 (it's for 2024, but the 2025 form should be the same, except the years will be different) to see where you stand. Perhaps you can reduce or eliminate that estimate. Essentially, withholding and timely estimated tax payments must total 22.5% of your 2025 taxes for the first period, 45% for the second, 67.5% for the third, and 90% for the fourth. Note that the estimate must be paid by 1/15/2026, to count and then it only counts in the 4th period. 

What do you mean by "placed order?"   Order for what?   Do you mean that you e-filed your tax return?   Did you click a big orange button that said "Transmit my returns now?"   If you already e-filed, it is too late to seek the refund advance.  Sorry.

Maybe you are waiting for some forms.  Click Review to see if you are missing some forms needed in order to e-file.   Many federal and state forms are not yet available.  Check here for form availability. The dates are subject to change.   Tax form availability tool     Be patient.    IF you e-file now, your return will go into “pending” until the IRS starts to accept/reject returns in late January. You cannot make any changes while the return is on the server. The IRS will start to accept/reject 2025 e-files on January 26.   And….a state return cannot be accepted until after the IRS accepts your federal return.