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I would expect that an IRS form 1099-R with a 'code 4' in Box 7 would be taxable to the beneficiary unless the deceased owner had non-deductible IRA contributions on IRS form 8606.   In TurboTax Online, at the screen Annuity Information, at the question For the years you received these distributions, was the total amount shown in the form the amount you paid tax on?, answer Yes.   This will make the amount in box 2a taxable.

I do have two accounts b/c last year we filed MFS for student loan purposes.  Used one email for myself & a separate email for my wife.  The amendment was prepared under my wife's account b/c her return is more complex (turbo tax help advised to prepare the amendment under the more complex situation).  We filed an amended return for the State which was accepted; the federal was rejected.  Now, there is no option to fix the amended return.  No buttons, no ability to open the amendment, nothing,  nada, zilch.

Since you are registered with the state as an LLC, you will have to prepare a partnership return to report the business income and deductions. You can't do that in the personal TurboTax return product, you will need to use the TurboTax Business product. Per the instructions to Form 1065 (partnership tax return), you only need to file the return in a year you "receive income or incur any expenditures treated as deductions or credits for federal income tax purposes." So, you may not need to file a partnership return in 2025.

Options may need to be entered manually using the steps below.   When you enter your options you can select they type of investment and the holding period as well as selection 'Something other than a date' to use 'Various' has the date acquired.   Call options allow contract holders to buy assets at an agreed-upon price at a later date. Put options are financial contracts that let traders sell assets at a specific price by a certain date. Traders must decide whether to sell, exercise, or let their options expire as they get closer to the expiration date. Go to the investment sales in question and make the necessary entries for holding period and acquired. Search (upper right) for 1099b > Click the Jump to... Link > Edit next to the sale in question or Add Investments  Continue to the screen 'Review this .... Sale' or Add select 'Other' to enter your Options as an investment sale. Enter the Sales selection/holding period, Type Other (do not select Options at this time), Description and then Something other than a date to select Various (unless you have the specific purchase date).  Continue to finish the entry for your options.

If you are using a Desktop version of TurboTax, you can go to Forms Mode (click Forms at the top menu when it is in Step-by-Step or Easy Step mode) and review all of the forms and worksheets that TurboTax has prepared from your entries. Check the Qualified Business Income Deduction Worksheet and related forms.   If you are referring to the 199A Qualified Business Income (QBI) safe harbor, TurboTax will ask if you meet the requirements (e.g., 250+ hours of service) when filling out the QBI section. If you don't meet the requirements or want to decline it, you can select "None of these apply". These are in the follow-up questions that appear after you have entered the rental property, income and expense information and will appear again if you go through the section. There is a specific question, "Let's see if you're eligible for the QBI safe harbor". If you respond that you don't want to take the safe harbor or don't qualify, you may still qualify for the QBI deduction.   IRS rules for electing and qualifying for the safe harbor include the following requirements:    Separate books and records are maintained to reflect income and expenses for each rental real estate enterprise. For rental real estate enterprises that have been in existence less than four years, 250 or more hours of rental services are performed per year. For other rental real estate enterprises, 250 or more hours of rental services are performed in at least three of the past five years. The taxpayer maintains contemporaneous records, including time reports, logs, or similar documents, regarding the following: hours of all services performed; description of all services performed; dates on which such services were performed; and who performed the services. @nqju165451 

Determine how much of that withdrawal is actually "taxable" and then apply the disaster limit.*   Because this is a Roth IRA, you only pay a penalty on the earnings portion of the withdrawal. Your contributions (basis) are always tax-free and penalty-free. You must complete Form 8606, Part III first. Example: If your total contributions were $100,000 and you withdrew $149,000, only $49,000 is potentially subject to the penalty. The IRS limits the penalty-free "Qualified Disaster Recovery Distribution" to $22,000 per disaster. Complete Form 8915-F, Qualified Disaster Retirement Plan Distributions and Repayments. This form is where you officially designate the $22,000 as a disaster distribution. It also allows you to choose whether to report that $22,000 as income all at once or split it into thirds over the next three tax years. *Calculate Line 2 Entry - the program should have this once the 8606 and 8915F are correctly filled in. Line 1 of Form 5329: Enter the taxable portion from Form 8606  Line 2 of Form 5329: Enter the $22,000 disaster limit (or your total taxable amount, whichever is lower). Exception Code:  cross-referenced with Form 8915-F.

You cannot change the tax year.   The current online program is for 2025 only.   Only a 2025 return can be prepared online and only a 2025 return can be e-filed.   Online preparation and e-filing for 2022, 2023, and  2024 is permanently closed. Note:  The desktop software you need to prepare the prior year return must be installed/downloaded to a full PC or Mac.  It cannot be used on a mobile device.   To file a return for a prior tax year  If you need to prepare a return for 2022, 2023, or 2024  you can purchase and download desktop software to do it, then print, sign,  and mail the return(s) https://turbotax.intuit.com/personal-taxes/past-years-products/ You may also want to explore purchasing the software from various retailers such as Amazon, Costco, Best Buy, Walmart, Sam’s, etc.   Remember to prepare your state return as well—if you live in a state that has a state income tax.   https://ttlc.intuit.com/turbotax-support/en-us/help-article/state-taxes/contact-state-department-revenue/L9qVToi02_US_en_US?uid=m6e06um0     When you mail a tax return, you need to attach any documents showing tax withheld, such as your W-2’s or any 1099’s.  Use a mailing service that will track it, such as certified mail so you will know the IRS/state received the return.   Federal and state returns must be in separate envelopes and they are mailed to different addresses.  Read the mailing instructions that print with your tax return carefully so you mail them to the right addresses.    

DID YOU E-FILE?   Did you e-file?   Did you go through all three steps of the FILE section and click a big orange button that said “Transmit my returns now?”     When you e-file your return you will get two emails from TurboTax.  The first one will say your return has been transmitted; the second one will tell you the IRS has accepted  or rejected your federal e-file.  If you filed a state return, there will be a third email (usually a day or two later) that tells you if the state e-file was accepted or rejected.   Check your e-file status:   https://turbotax.intuit.com/tax-tools/efile-status-lookup/    What does it say in your account?  Does it show that the return was accepted?   Or does it say something else---like "rejected," "printed," or "ready to mail?”

You only need to enter health insurance information if you had coverage through the Health Insurance Marketplace. If you did, you should receive Form 1095-A and must enter it on your tax return. See the articles below for more information: Do I need to enter my 1095-B and 1095-C? What health insurance info do I need to put on my tax return?  

• My husband and I file married filing jointly. He has W-2 income. In this tax year I have part-time W-2 income plus one 1099 freelance income. Next tax year I expect to rely more on freelance work and may receive 3–4 different 1099s. Is there anything I should start doing now to better prepare for next year’s taxes?  You should definitely start planning estimated payments for next year.  If you wait until April and pay all of your taxes at once you will pay penalties and interest as well as taxes.  When you finish preparing your return you will click on 'Other Tax Situations' at the top of the screen and the 'Estimated Tax Payments'.  The system will ask a series of questions to figure out how much you should send in to cover next year's tax bill.   • For this tax year, are there any common deductions freelancers often miss that I should double-check before filing?  In your first year there may be some expenses that you need like computer equipment and software subscriptions that you may not have in future years.  As far as business expenses go the rule of thumb is that if you have to but it in order to do the job then it is a viable deduction.   • Some small business purchases (like office supplies) do not have receipts. For example, my bank statement may only show Target or Amazon without listing the items. Is it acceptable if I keep bank/credit card records plus my own notes about what the purchase was for?  No.  The IRS requires a receipt with a business purpose on it.  In the case of your notes and a bank statement you are asking the IRS to take your word for what you spent and they do not do that.   • For the home office deduction, do I only need approximate home size and office size?  If you are going to take the simplified (safe harbor) method that is all that you need.  If you want to use actual expenses then you will also need all of the household expenses for the entire year.  Actual expenses are deducted for the percentage of the house that is the home office.   • My freelance income next year may only be around $20k–$30k. At that level, is there any reason to consider LLC, S-Corp, or a Solo 401(k)?  There is always a reason to consider it.  But there are also reasons to say no.  Turning your self-employment into an S-Corp can be a huge savings in taxes but it will add a ton of hassles in paperwork to your life.      • If I move to my husband’s employer health insurance instead of COBRA, would that make any difference for my freelancer taxes?  You would not be deducting the health insurance costs, your husband would.  So you would be paying less for insurance and you would be deducting less on your taxes.  Sounds like a win to me.