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I started out the year with an ACA plan and a subsidy based on not having an estimated income for the year. In March, I subsequently found a job that offered a minimum value healthcare plan starting in May. However, because this plan was worthless (no prescription coverage, doctors not in-network), I chose to stick with the ACA plan. I updated my income in April after making this determination. I received two 1095-A forms. The first covered January through April, reflecting my high subsidy. The second, covering May through December, reflected a reduced subsidy based on my revised income estimate. However, because the employer plan technically met the minimum value standard, I believe I am not eligible for the subsidy I received from May through December. When filling out the 1095-A in TurboTax, I put the received subsidy amount, and TurboTax calculated, based on actual income and subsidy received, that I have to pay back $1655.  But if I didn't qualify for a subsidy at all, the amount I should have to pay back would be $3429. Is there a cap that limits my payback to $1655 and not the full $3429? Is there an option in TurboTax or on Form 8962 where I indicate that I had access to and refused a minimum value plan, so that TurboTax can calculate the correct amount that has to be paid back? How do I handle this so that I don't get flagged by the IRS when they process my employer's 1095-C (which indicates I was offered and refused their health plan) and compare it to my 1095-As?

My income for the year is over the threshold to have to pay NIIT. I also included in my tax returns the 1099-INT for my savings account interest earned. Based on this I should have recieved a form 8960 for the 3.8% tax on the interest income but it is not included. When comparing with another tax software online they do indeed include the form so I am wondering why TurboTax has not included it. 

Why is it that TT can't get this right?   I was able to use the Merrill selection for import and it found my accounts and I selected them to be imported. It asked me a security question and all that and then pretended to work.  It came back saying it was all done and I can close the dialog window.   But when I go back to TT it clearly doesn't know that everything is done. If you go digging around in TT you can see that it knows about the accounts but everything is 0.    Clearly, no one at TT actually tested to see if this works. It's BROKEN.   I have used TT for years but it seems like they have real code regression problems.   Plus, WHY ON EARTH can't they alphabetize the charitable donation entries?  It's been this way for ages.  Give me a break!!