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I do not think Agility is the issue. They have provided a 2025 version for business that apparently does not have the same alleged and assumed security  risks. They are simply not concerned enough about their customers over their bottom line, to do the right thing. If it is truly not in their technical capability, or as I suspect they are capitulate with Microsoft to help promote WIN11 transition rates, then they should fold up and move on. 

You do not mention when you filed your tax return.  Are you referring to a 2024 return?   It had to be e-filed before the end of October; e-filing has been closed since then.   Some users have multiple accounts, and if you have another "old" account, that account could be triggering a reminder email that you can ignore.     Federal and state refunds come from completely separate entities.  There is no rule as to which one will come in first or how long it will be between their arrival in your account.   TurboTax gives you an estimated date for receiving your refund based on a 21 day average from your date of acceptance, but it can take longer.  “21 days”  is not a promise from TurboTax or the IRS.      First, check your e-file status to see if your return was accepted:  https://turbotax.intuit.com/tax-tools/efile-status-lookup/   Once your federal return has been accepted by the IRS, only the IRS has any control.  TurboTax does not receive any updates from the IRS. Your ONLY source of information about your refund now is the IRS.     You need your filing status, your Social Security number and the exact amount  (line 35a of your 2024 Form 1040) of your federal refund to track your Federal refund:    https://www.irs.gov/refunds   To track your state refund:     https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/track-state-refund/L3jgO8PGs_US_en_US?uid=lt447ebr   If you chose to have your TurboTax fees deducted from your federal refund, that will take some extra time, while the third party bank handles the refund processing     https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/refunds-take-longer-others/L14YlqFrH_US_en_US?uid=lexdr7zh . https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/irs-refund-taking-longer-21-days/L2vRAJbdU_US_en_US?uid=lexe7lst  

The tag below your question says that you are using TurboTax Online. The fee for TurboTax Online is for using the TurboTax software to prepare your tax return. The fee is the same whether you e-file or file by mail. There is no extra charge for e-filing.  

Appreciate the insight into the "Guts" of software.    In a response an exec with the firm contends that the security loopholes in Win10 will exist due to MS only providing security updates, and not full spectrum support.  That's a scurrilous position for Intuit to take, and doesn't have traction. This strategic stance might gain validity with the online version. Fallibility with security issues in that domain could be an issue. However, Win 10 with MS support through October 2026 ought to give TT users a version that operates for 2025.   A true shame that Intuit is not more agile in their customer consideration.   

Wow! I don't understand the angst around using the TY2025 software to work on year-end estimates. I think you are confusing forms availability and suitability for filing with having the calculations in place for estimating.   The 2025 tax rates/brackets were finalized in October 2024. The TY2025 released early November had the OBBB changes (SALT changes, enhanced senior deduction) known since early July 2025. There are missing elements of Step-By-Step at this point, but for estimates it is just fine.   If seeking an alternative, or just want verification, I'd recommend Dinkytown and/or Glenn Reeve's spreadsheet, both of which are a lot more up-to-date than TT 2024.

I have a different understanding: over 59 1/2 there is no 5 year rule if the Roth account is over 5 years old. A conversion made in this age is also tax freely distributable without penalty, since it is already taxed at the conversion. However, the earning portion achieved with this conversion is not qualified distribution before the 5 year hold period, it is taxed plus 10% penalty. Just the earning, following IRS' Ordering Rule. And, each conversion starts its own 5 year holding period on the portion, namely the earnings. It comes in play only if the distribution is over the principal.  This is my understanding, and here is what I found, -it makes sense: "Does the five-year rule apply to Roth IRA owners older than age 59½? Short answer—yes! The five-year rule remains (very) relevant once the account owner attains age 59½. Why? This five-year holding period must still be satisfied if a Roth IRA owner wants tax-free distributions of earnings. As mentioned, a qualified distribution from a Roth IRA requires the owner to be age 59½ and satisfy the five-year holding period. Example: Maria, age 75, converts $200,000 from her SEP-IRA to a Roth IRA in 2021. In 2024, when her Roth IRA has grown to $225,000, she takes a full distribution thinking it will be tax-free. The first $200,000 will be distributed tax-free. This is because Maria paid taxes on this amount when she converted such funds in 2021. Furthermore, $25,000 (earnings) will also be distributed penalty-free because Maria is over age 59½. However, the $25,000 (earnings) is not a qualified distribution and will therefore be taxable because the five-year rule has not been satisfied. Maria would need to wait until January 1, 2026, to satisfy the five-year holding period and therefore qualify for tax-free treatment." Therefore to keep things separate, I thought it would be better to do each conversion to a new ROTH account. Otherwise, it would be difficult to define where the distribution comes from, which part is principal, which is earning. Don't I understand something right?

Federal and state refunds come from completely separate entities.  There is no rule as to which one will come in first or how long it will be between their arrival in your account.   TurboTax gives you an estimated date for receiving your refund based on a 21 day average from your date of acceptance, but it can take longer.  “21 days”  is not a promise from TurboTax or the IRS.      First, check your e-file status to see if your return was accepted:  https://turbotax.intuit.com/tax-tools/efile-status-lookup/   Once your federal return has been accepted by the IRS, only the IRS has any control.  TurboTax does not receive any updates from the IRS. Your ONLY source of information about your refund now is the IRS.     You need your filing status, your Social Security number and the exact amount  (line 35a of your 2024 Form 1040) of your federal refund to track your Federal refund:    https://www.irs.gov/refunds   To track your state refund:     https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/track-state-refund/L3jgO8PGs_US_en_US?uid=lt447ebr   If you chose to have your TurboTax fees deducted from your federal refund, that will take some extra time, while the third party bank handles the refund processing     https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/refunds-take-longer-others/L14YlqFrH_US_en_US?uid=lexdr7zh . https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/irs-refund-taking-longer-21-days/L2vRAJbdU_US_en_US?uid=lexe7lst

Federal and state refunds come from completely separate entities,  There is no rule as to which one will come first or how much time there will be between their arrivals.  Some states process returns quickly and some are very slow.   STATE RETURN Make sure your state return was accepted:  https://turbotax.intuit.com/tax-tools/efile-status-lookup/   To track your state refund:       ttps://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund/track-state-refund/L3jgO8PGs_US_en_US?uid=lt447ebr https://ttlc.intuit.com/turbotax-support/en-us/help-article/state-taxes/contact-state-department-revenue/L9qVToi02_US_en_US?uid=m6e06um0

Yes, both of my 1099-R’s had a code G in box 7 and that is how I entered it when I did my taxes. In 2022 I asked for an extension so I filed later in the year. Next to 5b. On the left it says PSO and Rollover and than the amount is the total of my husbands annual distributions and my rollover distributions. I specifically made sure I didn’t answer yes to Roth IRA because this is a traditional IRA and is deferred tax until I retire and start drawing on it.