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TurboTax as part of the tax reporting process does asks about retirement contributions      Traditional      Roth      None of the Above  Next Screen it asks if the contribution was a repayment - No Next Screen the contribution amount. In this case is was $1,084 (for contributions made in 2024). Next Screen - Switch from Roth to Traditional - No Next Screen - Withdraw from Roth IRA before 2024? No, no withdrawals before 2024 Next Screen - Enter Prior Year Roth IRA contributions prior to 2024 that remain in the account = 0    the withdrawal from the account was a full distribution, the account was closed. Next Screen - Any Roth Conversions - No Next Screen - Any Excess Roth Contributions - No   As soon as I entered the Roth contribution of $1084 (which was the last item entered, well after the 1099-R for the total distribution) TurboTax reduced the amount of tax owed by $241   On form 8880 it shows the full distribution of $3,528 reduced by the 2024 contributions of $1,084 as the "basis" to leave a taxable value $2,444.   The only conceivable explanation (that I can think of) for TT to do that is; the 2024 Roth contributions were made in the same 2024 tax year as the full distribution and it all happened before the filing date. So the 2024 Roth contributions effectively became reversed and weren't considered part of the taxable distribution, they were subtracted from the distribution.   If there is a better explanation, I'm all ears.

That looks like it may be Rejection IND-452:  "In an original return, the primary SSN in the Return Header must not be the same as the TIN of a previously accepted electronic individual return filed for the same tax period."   You may have gotten (or should get) a rejection notice email with the code (check your spam/junk folder), but the error message suggests that is what it is.  If the SSN info you entered is correct, then you will NOT be able to efile after getting that error.  In that case you would have to postal mail a paper return.  And there are some very important things you need to check in case this turns out to be identity theft instead of some other explanation.   I'm a fellow user, not a tax expert, but I can tell you where to get more information.  First, see this FAQ about an IND-452 rejection:   FAQ:  Efile Reject IND-452 https://ttlc.intuit.com/turbotax-support/en-us/help-article/rejected-tax-return/fix-e-file-reject-ind-452/L6KMDYpYL_US_en_US   That FAQ also has a section with some links for information on what to do about possible Identity Theft.   I'm a fellow user, not a tax person.   If you are sure you did not previously file a 2024 return, then if it were me, I would first double-check my information to be sure there were no typos in the SSN and that no other family member had filed with my SSN information.  Then I'd phone the IRS to inform them about what happened and see what they say, i.e., if they indeed have another return, and perhaps they may already know if it was suspicious or not.  They will likely tell you to postal mail the return and enclose a Form 14039, Identity Theft Affidavit, as another user experienced in their thread below, who did phone the IRS.   https://ttlc.intuit.com/community/after-you-file/discussion/how-do-i-file-this-fed-state-rejected-ind-452/00/3245266   IRS: 800-829-1040 (7AM-7 PM local time) Monday-Friday   When you mail your return, be sure to sign and date it.  It's recommended to mail by a method that has tracking, with the Federal return mailed to the IRS and state return mailed to the state tax agency (the State often also wants a copy of the Federal or certain specific forms from the Federal.)   In the FILE section, when you change the filing method from efile to "file by mail", it should give you an opportunity to print out the "file by mail" instructions.  If not, after you make the switch, go into Forms Mode, and in the left column list of forms you can view/print the Filing Instructions for a mailed return.  If you have a state return, it will have to be mailed, too.   For the Federal return, attach a copy of any W-2 (and any W-2C, if corrected), W-2G (if applicable and tax was withheld) and any 1099-R form that has withholding.   The state instructions will sometimes vary by particular state but should be on a Filing Instructions form in the state forms list.   If you end up needing to speak to TurboTax Support, here's the contact phone number: https://ttlc.intuit.com/turbotax-support/en-us/contact   Since your efile was rejected prior to October 15, if you filed an extension, and if you owe taxes due, you have until October 20, 2025 to postmark a paper return for it to be considered timely filed.  See this FAQ:   FAQ:  2024 Return:  Dates and Deadlines https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-calendars/tax-year-2021-calendar-important-federal-dates/L6PiLBulY_US_en_US   If you're due a Federal refund, then for a return with a Federal refund, if one filed an extension, you have another 3 years to file and claim the refund, as mentioned in that FAQ.   Again, if you don't find that this was due to an entry error or another family member, I would phone the IRS ASAP and discuss this with them.  If it turns out that someone filed a fraudulent return, here's some more information on identity theft: FAQ:  What to do if you suspect tax-related identity theft https://ttlc.intuit.com/turbotax-support/en-us/help-article/security-risk/suspect-tax-related-identity-theft/L1BaGW0dU_US_en_US

@gxt1 wrote: Withdrawal of earnings is subject to income tax plus a 10% penalty for early withdrawal if the taxpayer is under age 59-1/2.     Apparently not if the contributions are withdrawn in the same tax year as when they were made, otherwise why would TT calculate a refund after the contributions for the same tax year were entered?  I don't know what you are talking about.   Your Roth IRA contributions are normally not reported anywhere on your tax return, unless they were in excess (you were ineligible to contribute).  Turbotax will ask about your Roth contributions for a couple of reasons but that information is not sent to the IRS.   When you withdraw from a Roth IRA, if you just make a regular withdrawal with no special procedures, you will get a 1099-R that should have code "J" in box 7. This indicates an early distribution with no known exception.  After entering the 1099-R, you should continue in the interview (don't skip questions).  You should be asked for the amounts of all prior contributions, and any conversions.  The result goes on box 4a and 4b of form 1040.  For example, if you report a withdrawal of $3500 and prior contributions of $3000, your form 1040 should have $3500 in box 4a (total withdrawals) and $500 in box 4b (taxable withdrawals).  If it is an early distribution, the amount in box 4b should also be found on form 5329, line 1.   As far as a tax refund, that is a simple math problem between the amount of tax owed and the amount collected in withholding and payments, and is considered over the entire tax return.  Any withholding on a withdrawal is only an estimate of what might be owed.  Again, suppose the withdrawal is $3500 and there is 10% withholding or $350.  Only the $500 of earnings is taxable, at 22% the tax plus penalty is $160, so the remaining $190 will come back as a refund. 

@fanfare wrote: The RMD you must take in 2024 does not change over the course of the year. The same goes for 2025.   TurboTax 2024 is probably asking if you had other IRA accounts besides the one your entered 1099-R is reporting, which could mean your total RMD is greater.. With regard to an Inherited IRA, that's not common.   @Carolprim5    The RMD on an inherited IRA is calculated separately from the RMD on any IRAs owned in the taxpayer's own name.  Withdrawing extra from the inherited IRA does not satisfy the RMD requirement for any IRAs in the owner's own name (if they are of that age). 

oh i am impacted by this: https://www.irs.gov/newsroom/irs-announces-tax-relief-for-taxpayers-impacted-by-wildfires-in-california-various-deadlines-postponed-to-oct-15   it says payment can be paid until october 15  so just file normally with turbotax premier? no optioon to check or anything special needed to be done?

When you requested your extension you were supposed to pay your estimated tax due.  Did you enter the payment you made into your tax return?  Go to Federal>Deductions and Credits>Estimates and Other Taxes Paid>Other Income Taxes    Otherwise, just file normally.    E-filing is available until midnight October 15.  After that your 2024 return has to be filed by mail.

You posted your question from online Deluxe Live----if you are trying to use the current online software for a 2023 tax return--STOP.    Online cannot be used for a 2023 return.   The online program can only be used for a 2024 return.     You cannot change the tax year.   The current online program is for 2024 only.   Only a 2024 return can be prepared online and only a 2024 return can be e-filed.   Online preparation and e-filing for 2021, 2022, and  2023 is permanently closed. Note:  The desktop software you need to prepare the prior year return must be installed/downloaded to a full PC or Mac.  It cannot be used on a mobile device.   To file a return for a prior tax year  If you need to prepare a return for 2021, 2022, or 2023  you can purchase and download desktop software to do it, then print, sign,  and mail the return(s) https://turbotax.intuit.com/personal-taxes/past-years-products/ You may also want to explore purchasing the software from various retailers such as Amazon, Costco, Best Buy, Walmart, Sam’s, etc.   Remember to prepare your state return as well—if you live in a state that has a state income tax.   https://ttlc.intuit.com/turbotax-support/en-us/help-article/state-taxes/contact-state-department-revenue/L9qVToi02_US_en_US?uid=m6e06um0   When you mail a tax return, you need to attach any documents showing tax withheld, such as your W-2’s or any 1099’s.  Use a mailing service that will track it, such as certified mail so you will know the IRS/state received the return.   Federal and state returns must be in separate envelopes and they are mailed to different addresses.  Read the mailing instructions that print with your tax return carefully so you mail them to the right addresses.