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@baldietax I was able to confirm your findings in TTD Premier. @83490749707rn Were you able to get the correct total by combining your payments by quarter? That would be the workaround for now. Let us know in the replies below. 

Yeah, I have been using turbo tax desktop for decades.  But I have windows 10 which they are not supporting next year.     I have one return that requires deluxe and one that I can use the free online tool. I just don't know if that will work. When I researched the online version before I was informed you could do more than one. So either they made changes or I was mis informed.    Can I do more than one return with online deluxe, just e-file one and mail the other?

If they still have them.   The IRS and Turbo Tax only keeps the last 7 years.   How to Access prior year online returns https://ttlc.intuit.com/community/prior-year-return/help/how-do-i-access-my-prior-year-return/00/27010 If you can't get the side menus to open up to access the prior year..... You need to start entering some basic Personal Info in 2024 for the side menu to open up. Just continue a little ways into 2024. I had to go though about 12 screens. If you used the Desktop CD/Download program then the only copy is on your computer and not saved or stored online. So you need to make and keep your own backups. Or request a transcript from the IRS https://www.irs.gov/individuals/get-transcript Or get a copy of your return using form 4506 https://www.irs.gov/pub/irs-pdf/f4506.pdf

If you have to file tax returns for several people, using the desktop TurboTax software will probably cost less overall than using TurboTax Online, unless some of the returns are simple enough to use Free Edition Online.  

If the plan uses value in the 401(k) to satisfy the loan after you have left the company, it would be done as an offset distribution, not a deemed distribution.  A deemed distribution does not satisfy the loan, it just makes the outstanding balance taxable.

When you use online TurboTax software you get one return per fee.   Each return needs its own account and user ID.   If you use the same account and user ID for a second return, the second one overwrites the first return and it is lost forever.     https://ttlc.intuit.com/community/using-turbotax/help/how-do-i-start-another-return-in-turbotax-online/00/25596   Not sure what you mean by "multi-print"----when you use online software the fee is the same whether you e-file the return or mail it in an envelope.   Printing and mailing the returns does not save you $.

Yes, with some limitation.   This is not a casualty loss, it is non-business bad debt.  This is deductible as a capital loss on schedule D.  See these links to start. https://www.irs.gov/taxtopics/tc453 https://turbotax.intuit.com/tax-tips/irs-tax-return/how-to-report-non-business-bad-debt-on-a-tax-return/L1mUzQFtB   The first point is that the debt amount must be final and uncollectible, and you must make every reasonable step to collect.  If the contractor is in bankruptcy, you must contact the court to be listed as a creditor.  You can't deduct any loss if there is a possibility of collecting.  This might mean that you can't deduct the loss until the bankruptcy case is closed.  For example, if the case does not close until 2026 and you recover $5000, you could deduct the remaining $51,000 on your 2026 tax return.   If audited, you must be able to show the IRS how you determined that the debt was uncollectible and the date it became uncollectible.   Then, this is a capital loss on schedule D.  It can offset other capital gains, such as from sale of stocks.  If you don't have capital gains to offset, you can deduct $3000 in the first year, and the rest carries forward, and can be used to offset future capital gains or be deducted at $3000 per year until it is used up.