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That
Level 2

RMD

I have three IRA's and had distributions from two of them that equaled the total amount of the required RMD. I received 1099-R's for the two from which distributions were made, but did not receive one for the third (from which no distribution was made).  I've tried to reflect the total RMD form 5498's for all three IRA's but cannot get the software to work. Do I need to prepare an amended return to show all three IRA's or stick with the original filing which reflects the two from which distributions were made?

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2 Replies
DawnC
Employee Tax Expert

RMD

No, you don't need to amend.  You should only have the 2 1099-Rs entered.   If you did not receive a distribution from the 3rd IRA, no form would have been received or reported.   You took your full RMD, so as long as you were not penalized for not taking the RMD, you are fine to leave your return as is.   

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That
Level 2

RMD

Thank you.

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