Hardshid deductions

[kstoddart7]

Are there are hardship deductions?  I was out of a job in 2025 dealing with a cancer diagnosis.  I had to sell some of my 401k to get by.  Are there any ways to reduce the tax rate due to the hardship?

[RobertB4444]

No, there is no deduction for having a hard time.  However, you can avoid the 10% penalty that would normally be charged for early withdrawal from a 401K if there were medical expenses that had to paid with the money you took out or if you were over 55 when you were separated from your job.