Unknown debts

[689kelly]

There is an unknown loan that popped up. How do I handle this? My credit score went down 56 points. 

[tagteam · Accepted solution]

You can get your credit reports free from the site below, which you should review and contact the unknown lender directly.

https://www.annualcreditreport.com/index.action

If you are unable to get the inaccurate entry removed, you can file a dispute.

See https://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports