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Credit score
You can get your credit reports free from the site below, which you should review and contact the unknown lender directly.
https://www.annualcreditreport.com/index.action
If you are unable to get the inaccurate entry removed, you can file a dispute.
See https://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports
‎October 12, 2020
4:38 PM