How can I stop companies from checking my credit report in order to see if they want to solicit me for their credit cards? In other words, credit inquiries I did not initiate?
They are most likely soft inquiries which do not adversely impact your credit score. If you see hard inquiries (for credit applications) that you did not authorize, you can dispute them.
@Wondering 1 wrote:
I looked at my credit score and I wonder why TransUnion is always so much lower than the other credit companies.
The three majors compile their own reports and there are several scoring models. Obviously, that accounts for the variation.