I am an old person, don't shop so much anymore. Here you are trying to get part of my money. Is this even legal? So you are saying that I caused misery of 2009? I thought that was OBAMA, not me. I am going to let our real president Mr. Trump know what you did to me. I would like to receive the paperwork, that your actions in this scheam are legal. Please send to my home address. [redacted PII]
Credit scores are a joke. Mine used to be 720 at one time and always hung around the 700 mark. I now sit at 583 and nothing has changed in my situation. I make payments every month on my cards and always more than the min. My credit to earnings is 18%. I have no clue why it has gone down so much. You would think your score would gradually go up when you make monthly on time payments. Then, when you check your score they offer credit cards to open at ridiculous interest rates or annual fees. Joke!
Credit scores are a joke. Mine used to be 720 at one time and always hung around the 700 mark. I now sit at 583 and nothing has changed in my situation...
If your credit score dropped that precipitously in a short period of time with virtually no rational explanation, then you need to inspect your credit report and inspect it carefully.
You could very well be a victim of some type of scam, identity theft, or simply a vendor/creditor/collector continually requesting and/or viewing your credit report.
You can start here --> https://www.annualcreditreport.com/index.action