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if you are behind on anything listed on the credit report, pay all those accounts on time. that would be a good start
Figure out how to increase your available credit. If that means paying it down, pay it down. If you are able to request an increase in credit limit (and know you won't rack up more debt), then increase your credit limit. Credit utilization (the % of your line of credit you're using) is a big factor!
https://turbo.intuit.com/blog/credit-score/how-to-improve-credit-score-74/
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