Editor of the Mint and Turbo blogs. Been there done that with bad money decisions. I know what to do, but I still struggle with impulse purchases. That said, I worked too hard to rebuild my credit score to really mess it up (thanks Turbo!). Deeply passionate about sharing what I've learned through my experiences & living/breathing financial education to help others build confidence around their $$$$$. We got this!
Hi there - I know your question was a bit ago, but I wanted to let you know it inspired a blog post to go into more depth on what to do in this situation. It pu...
Really do some research before filing for bankruptcy. Here's a good place to start: https://blog.mint.com/how-to/bankruptcy-a-to-z-when-to-file-and-how-to-recov...
Figure out how to increase your available credit. If that means paying it down, pay it down. If you are able to request an increase in credit limit (and know yo...
If you're looking to figure out where to start, I think take a look at the interest you're paying. Find the debt you have with the highest interest, and start t...