Hey man congrats! It’s gotta feel good to finally start working at that credit! I’m just curious cuz I’m currently sitting at like 548 right now...what can I do to get that score number getting higher quickly! That’s a lot hope to hear from you!
If credit score is near the top, you’re considered a prime customer that institutions are eager to do business with. A high credit score will open up opportunities for
So how do you raise your credit score? Helper helped me with every page. Im not very smart.
How am I supposed to build credit when I can't get approval for one single credit card my whole life. I'm 25 everytime I've applied for a loan Or card I was denied because I have no credit and they affected my score just for applying to build credit it's a screwed up system that I have never been able to figure out. Turbo tax says my score is 524 I want to get a small loan and pay it back quickly does anybody have advice on how to get a small cash loan?
Turbo tax says my score is 524 I want to get a small loan and pay it back quickly does anybody have advice on how to get a small cash loan?
You might need a co-signer. Otherwise, you can investigate secured credit cards.
I don't agree with not opening more lines of credit. If your are responsible enough not to accumulate more debt in the new lines, opening more credit can lower your credit utilization therefore raising your credit after the initial hit of the hard inquiry and the average age of credit drop. If you're continuously paying off debt and apply for credit at least 6 months apart your credit score will go up. This technique has brought me from a 640 to 670 in less than two months with a credit utilization of 57% dropping to 32% from posting of large chunks of debt (I understand not everyone can do this but just be consistent). My goal is to get it under 10% and see where my score ends up.
Small things helped me like financing new furniture I needed. I did a 9 months same as cash kinda thing and made sure I paid on time every month. At the end of the repayment period the lenders reported my activity to all 3 credit bureaus and I saw significant improvement.
I TOO HAD FILED A CHAPTER 7 BANK RUPTCY. I WAS IN A ACCIDENT THAT LEFT ME DISABLED. SO I WAS NOT ABLE TO WORK FOR 4YEARS. AFTER MY HEAD INJURY. NOW I DO WORK "PART TIME" MY SCORE IS BACK IN THE HIGH 700'S AFTER CAPITAL ONE GAVE ME A CREDIT CARD WITH A 1K LINE OF CREDIT. NOW MY CREDIT LINE IS UP TO 10K I KEEP CHARGING ON THAT ONE CARD I HAVE. I PAY OFF MY ENTIRE BALANCE EACH MONTH. MY CHAPTER 7 WILL BE OFF MY RECORD FOR GOOD IN ABOUT 26 DAYS IT WILL BE 7 YEARS