I TOO HAD FILED A CHAPTER 7 BANK RUPTCY. I WAS IN A ACCIDENT THAT LEFT ME DISABLED. SO I WAS NOT ABLE TO WORK FOR 4YEARS. AFTER MY HEAD INJURY. NOW I DO WORK "PART TIME" MY SCORE IS BACK IN THE HIGH 700'S AFTER CAPITAL ONE GAVE ME A CREDIT CARD WITH A 1K LINE OF CREDIT. NOW MY CREDIT LINE IS UP TO 10K I KEEP CHARGING ON THAT ONE CARD I HAVE. I PAY OFF MY ENTIRE BALANCE EACH MONTH. MY CHAPTER 7 WILL BE OFF MY RECORD FOR GOOD IN ABOUT 26 DAYS IT WILL BE 7 YEARS
