Can I (H1B) use 2020 IRA contribution for my spouse F1 college fee?

[kumMK]

I am on H1B and this year(2021) only I opened and contributed to the previous year(2020) Traditional IRA. Now I do not want to continue contributing to IRA for the upcoming years and so I have questions on how I can withdraw IRA contribution. My spouse is on F1 visa, so can I use IRA for educational purpose for paying her graduate college fees?

[MaryK4]

The educational purposes would be an exception for the 10% early withdrawal penalty. However, the regular income tax would still apply to the distribution.