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That is an optional service if you want to have the fees deducted from your federal refund. It's been around a long time. You can avoid it by paying the fees upfront with a credit card and still efile. And then you might get your refund faster since it comes directly to you and doesn't go through the 3rd party bank to take the fees out.
You misunderstood. The fee is not for e-filing. There is a $40 "refund processing fee" if you choose to pay your TurboTax fees by having them deducted from your federal refund instead of paying with a credit or debit card BEFORE you e-file. If you pay upfront, you will not have that extra fee.
What is Refund Processing Service?
How can I see my TurboTax fees?
https://ttlc.intuit.com/questions/2565973-how-do-i-review-my-fees-in-turbotax-online
REMOVE REFUND PROCESSING FEE
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